Privacy Policy

Last Updated: April 15, 2024

FutureRisk Insights ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website at kyngsnestor.org (the "Site"), including any other media form, media channel, mobile website, or mobile application related or connected thereto.

Please read this Privacy Policy carefully. If you do not agree with the terms of this Privacy Policy, please do not access the Site.

1. Collection of Your Information

We may collect information about you in a variety of ways. The information we collect may include:

1.1 Personal Data

When you visit our Site, we may collect personally identifiable information, such as your:

• Name
• Email address
• Phone number
• Message content when you contact us
• Information provided when subscribing to our newsletter

1.2 Derivative Data

Our servers automatically collect information when you access the Site, such as your IP address, browser type, operating system, access times, and the pages you have viewed directly before and after accessing the Site. This information is primarily needed to maintain the security and operation of our Site, and for our internal analytics and reporting purposes.

1.3 Financial Data

If you choose to purchase any products or services, we may collect financial information, such as data related to your payment method (e.g., valid credit card number, card brand, expiration date). This information is securely stored by our payment processor and is only used as necessary for processing payments and preventing fraud. We do not store your full credit card information on our servers.

1.4 Data from Social Networks

If you connect to our Site through social networking services (such as Facebook, Twitter, or LinkedIn), we may collect publicly available information about you from those services, including your name, profile picture, and other public profile information.

1.5 Mobile Device Data

If you access our Site via a mobile device, we may collect information about your mobile device, including device ID, model and manufacturer, operating system, and version information.

2. Use of Your Information

We may use the information we collect about you for various purposes, including to:

• Provide, maintain, and improve our Site and services
• Process transactions and send related information including confirmations and invoices
• Send administrative information, such as updates to our terms, conditions, and policies
• Respond to your comments, questions, and requests
• Deliver personalized content and information
• Send you marketing communications about our products, services, offers, and events
• Monitor and analyze trends, usage, and activities in connection with our Site
• Detect, investigate, and prevent fraudulent transactions and other illegal activities and protect our rights and property
• Comply with legal obligations

3. Disclosure of Your Information

We may share information we have collected about you in certain situations. Your information may be disclosed as follows:

3.1 By Law or to Protect Rights

If we believe the release of information about you is necessary to respond to legal process, to investigate or remedy potential violations of our policies, or to protect the rights, property, and safety of others, we may share your information as permitted or required by any applicable law, rule, or regulation.

3.2 Third-Party Service Providers

We may share your information with third parties that perform services for us or on our behalf, including payment processing, data analysis, email delivery, hosting services, customer service, and marketing assistance.

3.3 Marketing Communications

With your consent, or with an opportunity for you to withdraw consent, we may share your information with third parties for marketing purposes, as permitted by law.

3.4 Business Transfers

If we or our assets are acquired by a third party as a result of a merger, acquisition, or business transfer, some or all of our assets, including your personal information, may be disclosed or transferred as part of that transaction.

3.5 Online Postings

When you post comments, contributions, or other content to the Site, your posts may be viewed by all users and may be publicly distributed outside the Site in perpetuity.

3.6 Affiliates

We may share your information with our affiliates, in which case we will require those affiliates to honor this Privacy Policy. Affiliates include our parent company and any subsidiaries, joint venture partners, or other companies that we control or that are under common control with us.

4. Tracking Technologies

We may use cookies, web beacons, tracking pixels, and other tracking technologies on the Site to help customize the Site and improve your experience. For more information on how we use cookies, please refer to our Cookie Policy section below.

4.1 Cookies

We use cookies to store certain information about your preferences and site interactions. A cookie is a piece of data stored on the user's computer tied to information about the user. We may use both session cookies, which expire when you close your browser, and persistent cookies, which stay on your computer until you delete them. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent.

4.2 Web Beacons

We may use web beacons (also known as clear GIFs, pixel tags, and single-pixel GIFs) on the Site to track user activities, help us manage content, and compile statistics about Site usage.

4.3 Analytics

We use Google Analytics to help us understand how our customers use the Site. You can read more about how Google uses your Personal Information here: https://www.google.com/intl/en/policies/privacy/

5. Third-Party Websites

The Site may contain links to third-party websites and applications of interest, including advertisements and external services, that are not affiliated with us. Once you have used these links to leave the Site, any information you provide to these third parties is not covered by this Privacy Policy, and we cannot guarantee the safety and privacy of your information. Before visiting and providing any information to any third-party websites, you should inform yourself of the privacy policies and practices of the third party responsible for that website, and should take those steps necessary to, in your discretion, protect your privacy.

6. Security of Your Information

We use administrative, technical, and physical security measures to help protect your personal information from unauthorized access, use, or disclosure. While we have taken reasonable steps to secure the personal information you provide to us, please be aware that despite our efforts, no security measures are perfect or impenetrable, and no method of data transmission can be guaranteed against any interception or other type of misuse.

7. Policy for Children

We do not knowingly solicit information from or market to children under the age of 13. If you become aware of any data we have collected from children under age 13, please contact us using the contact information provided below.

8. Your Data Protection Rights

Depending on your location, you may have certain rights regarding your personal information:

8.1 For European Economic Area (EEA) Residents

If you are a resident of the European Economic Area (EEA), you have certain data protection rights under the General Data Protection Regulation (GDPR). We aim to take reasonable steps to allow you to:

• Access and receive a copy of the personal information we hold about you
• Rectify any personal information held about you that is inaccurate
• Request the deletion of personal information held about you
• Object to the processing of your personal information
• Request that we restrict the processing of your personal information
• Request the transfer of your personal information to another party

8.2 For California Residents

If you are a California resident, you have certain rights under the California Consumer Privacy Act (CCPA), including the right to:

• Request disclosure of the categories and specific pieces of personal information we have collected about you
• Request deletion of your personal information
• Opt-out of the sale of your personal information (note that we do not sell personal information)
• Not be discriminated against for exercising these rights

9. Cookie Policy

Our Site uses cookies to enhance your browsing experience and analyze site traffic. We also share information about your use of our site with our social media and analytics partners.

9.1 What Are Cookies

Cookies are small text files that are placed on your computer or mobile device when you visit a website. They are widely used to make websites work more efficiently and provide information to the owners of the site.

9.2 Types of Cookies We Use

• Essential Cookies: Necessary for the operation of the Site. These enable core functionality such as security, network management, and account access.
• Analytical/Performance Cookies: Allow us to recognize and count the number of visitors and see how visitors move around our Site when using it. This helps us improve the way our Site works.
• Functionality Cookies: Used to recognize you when you return to our Site. This enables us to personalize our content for you and remember your preferences.
• Targeting Cookies: Record your visit to our Site, the pages you have visited, and the links you have followed. We use this information to make our Site and the advertising displayed on it more relevant to your interests.
• Social Media Cookies: Enable you to share pages and content through third-party social networking and other websites.

9.3 Managing Cookies

Most web browsers allow you to manage your cookie preferences. You can set your browser to refuse cookies, or to alert you when cookies are being sent. The help function within your browser should explain how to do this.

Please note that disabling cookies may affect the functionality of the Site.

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes to our practices or for other operational, legal, or regulatory reasons. We will post the updated Privacy Policy on this page with a revised "Last Updated" date. We encourage you to check this page periodically for the latest information on our privacy practices.

Your continued use of the Site following the posting of changes to this policy will be deemed your acceptance of those changes.